+- FTM Surgery Support Forums (https://www.ftmsurgery.net/forums)
+-- Forum: FTM Surgery Support & Information (https://www.ftmsurgery.net/forums/f-ftm-surgery-support-information)
+--- Forum: Metoidioplasty (https://www.ftmsurgery.net/forums/f-metoidioplasty)
+--- Thread: Running out of options...stuck in a loop. Help. (/t-running-out-of-options-stuck-in-a-loop-help)
Running out of options...stuck in a loop. Help. - corpuswalker - 11-29-2022
Hello,
I am from alaska. I am a blue collar worker. I am from alaska and looking to get Metoidioplasty.
I have 5 letters from different health care professionals diagnosing me with GID. three of which state i need metiodiplasty for my mental health, and have been looked over by four different surgeons. I have had consultations with four different surgeons so far all say I am a great/perfect candidate for Metoidioplasty.
only two problems, they want me to get a hystorectomy before I get metiodiplasty and not at the same time, and, I cant get coverage. I spent weeks phonecall after phonecall trying to find out what insurance plan will cover (I am shopping independently) and they all said the same thing: "we cant tell you until you sign up" The blue cross blue shield plan is $600-$1,000 a month and dosnt go towards a $15,000 deductible! That's IF they will MAYBE cover a PORTION of it. (I am 100% healthy and have no other need for insurance thats why i share it with a partner)
A specialist for blue cross blue shield told me "We cant tell you also you dont want to do this buddy" THE BROKER ADVISED ME NOT TO GET INSURANCE. Currently I have EBMS through my legal spouse's work, but EBMS dosnt cover gender affirming care. I would pay for the metiodioplasty out of pocket, but with the hysto its too expensive out of pocket.
So I am looking at surgeons in thailand and mexico and Europe. I dont know what else to do. Am I too healthy!?!??! I have been living as a man for all of my entire life. I have never identified as a woman or lived as one. I am 100% healthy and fit and dont need a hystorectomy for any other reason other than i NEED to have one for metiodioplasty. I spent $700 seeing a gyno in alaska who told me "youre healthy, you shouldnt be here" too healthy for a hysto, but need a hysto to get bottom surgery. I dont know who to talk to, the doctor, the gyno, the surgeon, the insurance broker, or someone not in america. I can travel, I dont have kids or pets. I only got married to my best friend have insurance and its fucked me over.
I dont know what else to do but leave state to washington or arizona or california, and then leave the country. leaving everyone I love behind just to have this done.
Running out of ideas and patience. Please help.
This website has helped alot so far.
-Thank you
RE: Running out of options...stuck in a loop. Help. - Joshua - 04-19-2023
Just seeing this post now, sorry about that!
Any updates?
What about if you go to a surgeon who will do Hysterectomy at the same time as Metoidioplasty? Would that change anything insurance-wise? Both Dr. Wittenberg and Dr. McClung can do this and can probably offer some guidance on coverage.
If you haven't already, you can sign up with Out2Enroll to speak with an advisor who is knowledgeable about coverage for gender-affirming care:
https://out2enroll.org/category/faqs/transgender/
Alaska is still a pretty difficult place for transition but I'm sure this situation can be overcome!