Can anyone tell me what NEEDS to be said in my letter for Top surgery? My insurance will cover it, but I have to get a letter from my therapist or counselor. I have been looking all over and I can't find anything. Is there a place I can look at sample letters to see what mine needs to say.

Mine didn't cover it, so I don't have any direct experience, but perhaps these links will help.

http://www.topsurgery.net/costs/ftm-top-...verage.htm
http://tipsfortransmen.com/2012/08/06/mk...p-surgery/

Dr. Garramone has a sample letter available as a PDF on his website. View it here.

More example text can be found here: Sample Surgery Letter

Hope this helps!